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Latest 10 Forum Posts
Forum Post		Author
	Hi again. It's difficult to give you certa	IVA Adviser
	I advised them of the pay cut and they forced	Santiago
	Hi Santiago and welcome to the IVA forum.	IVA Adviser
	Also are you allowed to make pension contribu	Santiago
	Hi end of the road. Your credit rating wil	IVA Adviser
	Welcome to the forum Marni Phillips. That	IVA Adviser
	Welcome to the IVA forum Asp. It's not pos	IVA Adviser
	Hi Snow Drop, Welcome to the forum. You	Steven Hewitt
	Hi Baxter, They'll be able to make a comme	IVA Adviser
	The problem is that I have paid off a fair bi	Baxter

Current Forum Topics
Forum Post		Author
	Bonuses with IVA	Santiago
	Advice please on where I stand	Asp
	Income expenditure form	Marni Phillips
	renting a new flat	end of the road
	Best bank accounts	snow drop
	What can i do if IVA is refused	Baxter
	HMRC tax liabilities	Georgie
	Working in financial sector	Timmy
	Car Finance while in IVA	keithsumner692
	can i get a credit union loan	indie

Top IVA Topics
Forum Topic
	Payday loans in IVA - My mate has got a debt plan and the payday loans
	HMRC tax Debts - Whats the score with tax debts and being able to do an IVA
	debt collection letters - Please help me with some information if possible. My IVA
	Should I leave debt management plan - I have had a debt management plan up
	cold calling about IVA - A couple of months ago I went on a couple of debt
	is an IVA for me - I have debts with Natwest (credit card and loan), Capital one
	will employer know about IVA - Hi there i have amassed thousands in debts. It is
	Creditors rejecting - Reading a few IVA websites and forums there seem to be

IVA News
	Will People Be Told About My IVA?	16th May 2012
	Should protecting your credit rating prevent you from	14th May 2012
	How human nature may lead to debt problems	9th May 2012
	Low Pay Growth Pushing People Towards IVA Advice	8th May 2012
	Business Booming For Debt Collection Agencies	2nd May 2012
	Family Debts And An IVA	30th April 2012
	Payday Lenders and Politicians	27th April 2012
	IVA Specialists Warn About Mortgage Fraud	23rd April 2012
	Individual Voluntary Arrangements And Employer Credit	18th April 2012
	IVA Advice About Interest-Only Mortgages	16th April 2012

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Find Great IVA Advice in our IVA Forum

Top-quality IVA advice isn’t always easy to find. Some individual voluntary arrangement advisers may seem more interested in “selling” an IVA to you than providing you with excellent IVA advice which best suits your circumstances. An IVA is the perfect debt solution for many people. However, many IVA Advice Forum visitors will find that (for them) there will be alternative and more appropriate ways to manage their debts.

The Benefits Of Using An IVA Forum

Our IVA forums are designed to put you in the driving-seat. In the IVA advice forum you will find experts from a panel of well-known and well-respected individual voluntary arrangement providers. Any questions you post in our IVA forum will also be answered by professionally qualified debt advisers. The IVA advice forum may also offer support from other people around the UK with similar debt concerns and questions.

Individual Voluntary Arrangement Information

We present high-quality IVA advice to you in several ways. As well as the individual voluntary arrangement forum, you will find IVA facts and figures in our news section, our IVA blog and on the other main pages of the website. IVA advice is also offered from time to time by visiting IVA experts in our IVA forum news and blog sections.

IVA Advice That Aims for a Problem Free IVA

You should be aware that starting an IVA is a serious decision and should be considered to be a last resort. You should also be aware that the quality of individual voluntary arrangement services provided by different IVA companies varies from “outstanding” to “very poor”. We provide individual voluntary arrangements advice and information to help you find an IVA company which will provide you with a trouble free IVA service. We hope that you’ll find visiting our IVA advice forums helpful.

IVA Key Facts

If you start an IVA then fees will apply. Click Here for further details about IVA fees and the work that is conducted by IVA companies. Your ability to obtain further credit will be affected by an IVA. Click Here for further details. Other sources of debt advice exist. Click Here for further details. Calls to our 0800 “freephone” number from mobile phones and some networks may be charged. We are happy to call you back if you request us to do so. The Insolvency Service produces a guide to personal debt solutions which explains the various debt solution options. You can read it here: In Debt? Dealing With Your Creditors. Warning if your IVA fails: As a significant amount of your payments into an IVA are taken first to meet your Insolvency Practitioner’s fees, if your IVA fails you will remain liable for the balance of your debt and any Insolvency Practitioner fees and costs already incurred.